Payments

Get paid every way your customers pay.

Cards, bank transfer and mobile money locally, plus diaspora card payments from anywhere in the world. Secure, multi-currency checkout, built right into your store.

Stripe · Paystack · Flutterwave · Mobile Money (coming soon)

Kivoo Checkout
Secure

Order total

XAF 42,500

3 items

Pay with

CardVisa · Mastercard · Verve
Bank transferInstant · USSD

Payment received

XAF 42,500 · MTN MoMo · Receipt sent

Card data never touches Kivoo servers , hosted checkout, PCI SAQ-A.

Payment providers

One checkout, every major gateway

Kivoo routes each payment to the right provider by country and currency, so your customers always get a method that works.

StripeLive

Diaspora & USD card payments worldwide.

PaystackLive

Cards, bank transfer & USSD across Nigeria & Ghana.

FlutterwaveLive

Pan-African cards, transfers & Cameroon coverage.

Coming soon: Mobile Money

Let customers pay straight from their phone, no card required.

MTN Mobile MoneyOrange Money

Multi-currency

Price in local currency, sell worldwide

Show prices in the currency your customer expects and settle in the one you want. Kivoo handles conversion and presentation so checkout always feels local.

  • Local pricing in Naira, Cedi, CFA and USD
  • Diaspora customers pay in USD via Stripe
  • Transparent rates shown before checkout
  • Settle and reconcile in your home currency

NGN

Nigerian Naira

GHS

Ghanaian Cedi

FCFA

XAF

Central African Franc

$

USD

US Dollar

Secure by design

Built to protect every transaction

Security isn’t an add-on. Kivoo keeps sensitive card data off our servers and verifies every payment end to end.

Encrypted end to end

Every transaction is protected with TLS in transit and encryption at rest.

PCI-conscious by design

Card data never touches Kivoo servers, checkout is hosted by PCI-DSS certified providers (SAQ-A).

Idempotent webhooks

Signature-verified, POST-only webhooks mean orders are never double-charged or lost.

Fraud-aware routing

Payments route by country and currency, with provider-level risk checks on every charge.

PCI SAQ-ATLS encryptedIdempotent webhooksFraud-aware routing

Diaspora payments

One store for home and the diaspora

Sell to customers down the street and family across the world. Local buyers pay with mobile money and transfer; diaspora buyers pay with USD cards via Stripe, same store, same checkout.

  • USD card payments via Stripe for the diaspora
  • Mobile money & transfer for local customers
  • Automatic routing by buyer location
  • Send products home and get paid abroad
A diaspora customer paying online to support a business back home

Commerce without borders

A buyer in London orders shea butter for family in Accra, paid in USD, fulfilled locally, settled in your currency.

Local + diaspora

Worldwide reach

Always on

Start getting paid the way your customers pay.

Cards, transfer, mobile money and diaspora payments, secure and multi-currency. Free to start, no card required.

Start accepting payments