Get paid every way your customers pay.
Cards, bank transfer and mobile money locally, plus diaspora card payments from anywhere in the world. Secure, multi-currency checkout, built right into your store.
Stripe · Paystack · Flutterwave · Mobile Money (coming soon)
Order total
XAF 42,500
Pay with
Payment received
XAF 42,500 · MTN MoMo · Receipt sent
Payment providers
One checkout, every major gateway
Kivoo routes each payment to the right provider by country and currency, so your customers always get a method that works.
Diaspora & USD card payments worldwide.
Cards, bank transfer & USSD across Nigeria & Ghana.
Pan-African cards, transfers & Cameroon coverage.
Coming soon: Mobile Money
Let customers pay straight from their phone, no card required.
Multi-currency
Price in local currency, sell worldwide
Show prices in the currency your customer expects and settle in the one you want. Kivoo handles conversion and presentation so checkout always feels local.
- Local pricing in Naira, Cedi, CFA and USD
- Diaspora customers pay in USD via Stripe
- Transparent rates shown before checkout
- Settle and reconcile in your home currency
NGN
Nigerian Naira
GHS
Ghanaian Cedi
XAF
Central African Franc
USD
US Dollar
Secure by design
Built to protect every transaction
Security isn’t an add-on. Kivoo keeps sensitive card data off our servers and verifies every payment end to end.
Encrypted end to end
Every transaction is protected with TLS in transit and encryption at rest.
PCI-conscious by design
Card data never touches Kivoo servers, checkout is hosted by PCI-DSS certified providers (SAQ-A).
Idempotent webhooks
Signature-verified, POST-only webhooks mean orders are never double-charged or lost.
Fraud-aware routing
Payments route by country and currency, with provider-level risk checks on every charge.
Diaspora payments
One store for home and the diaspora
Sell to customers down the street and family across the world. Local buyers pay with mobile money and transfer; diaspora buyers pay with USD cards via Stripe, same store, same checkout.
- USD card payments via Stripe for the diaspora
- Mobile money & transfer for local customers
- Automatic routing by buyer location
- Send products home and get paid abroad

Commerce without borders
A buyer in London orders shea butter for family in Accra, paid in USD, fulfilled locally, settled in your currency.
Local + diaspora
Worldwide reach
Always on
Start getting paid the way your customers pay.
Cards, transfer, mobile money and diaspora payments, secure and multi-currency. Free to start, no card required.
Start accepting payments